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养老保险断缴即清零?官方:不实!多缴多得,长缴多得_我的网站

铁齿铜牙纪晓岚

A |     Jimmy Buffett, the singer and songwriter of "Margaritaville" and dozens of other beachy soft-rock songs, has died at 76 years old, according to a statement posted on his website and social media channels. "Jimmy passed away peacefully on the night of September 1st surrounded by his family, friends, music and dogs," the statement said. "He lived his life like a song till the very last breath and will be missed beyond measure by so many." The statement included a photo of Buffett dressed casually and sitting in a boat out on the water. 

     A cause of death was not revealed. 
             
    
Buffett only ever had one pop hit, "Margaritaville," but his music earned him generations of devoted fans and led to a business empire that made him one of America's wealthiest celebrities.                 Buffett started as a country singer and street performer in New Orleans, Louisiana. In 2017, CBS Sunday Morning's Tracy Smith and Buffett traveled to the area's French Quarter together, where Buffett said that the city was integral to his career. "Those years being here really were formative years for me, and it made me a better professional player so I thought I could make that leap and all of this was my training ground for all of that," he said, adding that he thinks his success "probably would not have happened" if not for New Orleans. Buffett spent decades touring after the success of "Margaritaville," and he used the commercial clout and the support of his rabid "Parrotheads," or fans, to merchandise his music, open a chain of Margaritaville resorts and restaurants, and launch a lifestyle brand. According to Forbes, Buffett's net worth was over a billion dollars, and his concerts have reportedly grossed more than a million dollars a night.  Buffett continued to tour until 2023. His last tour date, listed on his website, is a performance in San Francisco on May 6, 2023. About two weeks later, he cancelled upcoming late May tour dates in South Carolina. At the time, Buffett said he was hospitalized for "some issues that needed immediate attention."                       "Growing old is not for sissies, I promise you," he wrote at the time. Buffett is survived by his wife, Jane Slagsvol, two daughters, Savannah Jane and Sarah Delaney, and son Cameron Marley.                                  

B |     “缴够15年就可以退休了,不用继续白交钱了”“一次补缴10万元每月领1400元”“断缴3个月待遇清零”这些“科普”都靠谱吗?  近日,网传养老保险缴满15年就可以退休,断缴就要清零,引发热议。官方辟谣:不实,多缴多得,长缴多得,断缴不清零。  养老保险缴满15年,  就可以退休坐等收钱了?  《社会保险法》第十六条规定,参加基本养老保险的个人,达到法定退休年龄时累计缴费满十五年的,按月领取基本养老金。  注意哦!  这里说的15年,  只是领取基本养老金的  最低缴费年限!  如果您是在职职工  社保缴费满15年后,在未达到法定退休年龄之前,用人单位应当按照规定继续为职工参保缴费,达到待遇领取条件后,办理退休手续,按月领取基本养老金;  如果您是灵活就业人员  以个人身份参保,缴满15年后是否继续缴费,可以自由选择,但是建议您不要就此中断缴费哦!  因为,养老保险有一个重要原则——多缴多得、长缴多得!缴费水平越高、缴费年限越长,将来领取的养老金相对就会越多。

C |   那么,怎么算自己退休  能领多少养老金呢?  神器送上:http://si.12333.gov.cn  输入相应参数  就可以估算自己的养老金啦  达到法定退休年龄时养老保险没缴够年限,能一次性补缴?  能否补缴,分情况!  如果您参加的是  城镇职工养老保险  达到退休年龄时  累计缴费不够15年  可以延长缴费至满15年  这种情况包含一个分界点 ↓  在2011年7月1日《社会保险法》实施前已经参保缴费的  若延长缴费5年后还不够年限,可一次性缴费到满15年;  在《社会保险法》实施后参保并缴费的  需继续缴费至满15年后再领取养老金。  如果您参加的是  城乡居民养老保险  分为三种情况:  情况一:您在户籍所在地城乡居民养老保险制度实施时,已满60周岁,且未领取过国家规定的基本养老保障待遇,那么不用缴费,您就可以按月领取城乡居民养老保险养老金了。  情况二:制度实施时,您距60周岁的规定领取年龄不足15年,应逐年缴费至60岁。也允许补缴,但累计缴费不超过15年。  情况三:制度实施时,您距60周岁的规定领取年龄超过15年,应按年缴费,累计缴费不少于15年才能领养老金。

D |   养老保险断缴,  待遇清零?过期作废?  一些朋友可能打算离职待业、从城市回老家……养老保险因此中断缴费,之前缴纳的钱会过期作废吗?记录会清零吗?还能领养老金吗?  别担心!养老保险出现断缴,参保记录不会清零!社保经办机构会保留您的基本养老保险关系,保存全部参保缴费记录,个人账户储存额也会连续计算利息,已缴的养老保险费不会白缴。若累计缴费满15年,达到法定退休年龄,就可以按月领取基本养老金。

E |   尽管如此,也得提醒大家,长时间断缴,相应的累计缴费时间就会相对较短,个人账户累计储存额会相对较少,最后到手的养老金也会相对较少。

F | 如果您长时间中断社保缴费,到法定退休年龄时缴费年限不够,那您领取养老金的时间也要相应延后。  没有在单位就业,怎么参加  城镇职工养老保险呢?  建议大家可以灵活就业人员身份  参加企业职工养老保险  办理很简单,拿上您本人的身份证(居住证)或社保卡等相关资料,到户籍地或就业地社保经办机构办理参保手续即可。线上可以通过国家社会保险公共服务平台(si.12333.gov.cn),电子社保卡APP、小程序,各地人力资源社会保障部门网站等渠道办理。  您可以在本省全口径城镇单位就业人员平均工资的60%-300%之间选择适当的缴费基数,按照20%的缴费比例,自由选择按月、按季、按半年、按年等方式,由个人缴费。达到法定退休年龄,且满足最低缴费年限要求的,也可按月领取基本养老金,享受的待遇计算方法与企业职工一样。  (中国小康网综合人力资源和社会保障部微信公众号)。

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Published on:06:50:33